The White House is currently offering up to an $8,000.00 tax credit available for “Qualified First Time Home Buyers”. The tax credit is available for qualified tax payers on homes purchased before December 1, 2009. Go to whitehouse.gov and keyword search “tax incentives” for additional information. Park Community recommends that you consult with a tax advisor or the IRS for complete rules.
Park Community may also be able to help “Qualified First Time Home Buyers” get up to $5,000.00 in grant money. This money can be used to help with down payment and/or closing costs. Please call Denise Dixon in our Real Estate Department for details at 502/815.1154 or 800/626.2870, ext. 1154. (Grant money available for a limited time only and is subject to income and other qualifications.)
Park Community Federal Credit Union always recommends that you be pre-approved before going to look for your “Dream Home”. Pre-approval helps you determine what price and payment range you feel comfortable with. You can even apply online at parkcommunity.com. In the quick links section, select mortgage from the “Apply for a loan” drop down menu. Then click apply now. Complete your application, and you will be on your way to owning your “Dream Home”. (Mention you saw this blog article and receive a $25.00 Visa Gift Card when you close your loan. Offer valid only for new loan applications received by July 1, 2009.)
If you are ready to buy, you may want to consider using a local realtor who will work with you to find your “Dream Home”. Realtors have access to many resources that can make finding that “Dream Home” easier than you ever imagined. If you are interested in finding a real estate agent, please visit louisvillerealtors.com.
